3Financial & Time Dashboard
Understand your real finances and schedule
Every number below is calculated by PivotPoint — not by AI — and updates as you type.
Monthly gross income
$3,467
Hourly × paid hours × 52/12
Estimated spendable
$2,704
78% take-home assumption + other income
Monthly expenses
$2,485
$550 job-related
Estimated remaining
$219
per month
Work + commute
43.3 h
3.3 h commuting / week
The take-home percentage is an adjustable assumption, not a tax calculation. Taxes, benefit eligibility, and irregular schedules can change your actual results.
Income
$/hr
hrs
%
Adjustable assumption (default 78%).
$/mo
Optional second income.
Monthly expenses
Transportation and childcare are tied to your current job, so they change in the Job Decision Lab.
$
$
$
$
$
$
$
$
Uniforms, tools, parking…
$
Work & time
min
Check shifts against childcare hours.
min
min
Fixed commitments
Classes, appointments, a second job — anything a shift can't overlap.
No fixed commitments added.
Be there for drop-off and pick-upKeep evenings with familyStable daytime hours
Where the money goes
Monthly expenses by category
- Housing$950
- Utilities$190
- Food$450
- Transportation(job)$150
- Childcare(job)$400
- Debt payments$125
- Insurance$120
- Other$100
Income vs. expenses
Estimated monthly
Estimated remaining$219
Your typical work day
Current job vs. childcare hours
5 AM6 AM7 AM8 AM9 AM10 AM11 AM12 PM1 PM2 PM3 PM4 PM5 PM6 PM7 PM
Childcare open
7:00 AM–6:00 PM
Production Associate
8:00 AM–4:00 PM
ShiftCommute (one way)Childcare hoursCoverage gap
No schedule conflicts found with the times entered.
Weekly time = paid hours + (round-trip commute × working days). Months use 52/12 weeks.
Next
Can I actually take this job?
Compare an offer against today — costs, time, and schedule.