Can I actually take this job?
Compare an offer with today on what really matters: money left over, time, and whether the schedule works.
This offer increases your estimated monthly take-home pay by $676, but additional childcare and commuting expenses ($630) reduce the improvement to $46. It also adds about 5.0 hours of commuting per week. There is 1 schedule conflict to resolve first.
PivotPoint never tells you to accept or reject a job. This is an estimate based on your assumptions.
Side by side
Estimated monthly unless noted
| Production Associate | Quality Technician | Difference | |
|---|---|---|---|
| Hourly wage | $20.00 | $25.00 | +$5.00 |
| Paid hours / week | 40 | 40 | 0 h |
| Gross pay | $3,467 | $4,333 | +$867 |
| Est. take-home (78%) | $2,704 | $3,380 | +$676 |
| Childcare | $400 | $850 | +$450 |
| Transportation | $150 | $330 | +$180 |
| Living expenses (same in both) | $1,935 | $1,935 | $0 |
| Remaining funds | $219 | $265 | +$46 |
| Commute / week | 3.3 h | 8.3 h | +5.0 h |
| Work + commute / week | 43.3 h | 48.3 h | +5.0 h |
Take-home is an adjustable estimate, not a tax calculation. Earnings use each job's own paid hours.
Where the raise goes
Monthly, current vs. offer
The offer
Every value is an editable assumption.
+ if benefits save you money, − if they cost more.
Your current job
Costs here disappear if you switch.
Hidden costs & schedule check
Shifts and commute vs. childcare and commitments
- Shift starts before childcare opensTo start at 6:00 AM with a 50 min commute, drop-off would need to happen by 5:00 AM. Childcare opens at 7:00 AM — a 2h gap.
Break-even & target wage
What the offer would need to pay
Explain this in plain language
Gemma 4 explains the calculator's result. The numbers on this page remain the source of truth.
Sends only job titles, rounded differences, and conflict descriptions — not your full budget.